Cheviot Financial is a savings and loan holding company. Co.'s subsidiary, Cheviot Savings Bank is a savings and loan association. Co.'s primary business activity is the origination of one- to four-family real estate loans. To a lesser extent, Co. originates construction, multi-family, commercial real estate and consumer loans. Co. also invests in securities, primarily U.S. Government Agency securities and mortgage-backed securities. Co. also provides passbook and statement savings accounts, non-interest-bearing demand accounts, money market accounts and certificates of deposit. As of Dec 31 2014, Co. had total assets of $571.2 million and total deposits of $451.8 million.
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