CNA Financial is an insurance holding company. Co.'s property and casualty and remaining life and group insurance operations are primarily conducted by its subsidiaries. Co.'s insurance products primarily include commercial property and casualty coverages, including surety. Co.'s services include warranty, risk management information services and claims administration. Co.'s commercial property and casualty underwriting operations in the U.S. consists of field underwriting locations and centralized processing operations which handle policy processing, billing and collection activities and also act as call centers to support service.