Encore Capital Group is an international specialty finance company providing debt recovery solutions and other related services for consumers across a range of financial assets. Co. primarily purchases portfolios of defaulted consumer receivables at discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. Defaulted receivables are consumers' unpaid financial obligations to credit originators. Defaulted receivables may also include receivables subject to bankruptcy proceedings. Co. also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe.

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