ESSA Bancorp is a bank holding company. Through its subsidiary, ESSA Bank & Trus, Co. accepts deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans, commercial real estate loans, home equity loans and lines of credit, commercial and consumer loans. Co. provides a variety of deposit accounts, including checking, savings and certificates of deposits. Co. also provides asset management and trust services. Co. provides investment services through its relationship with Ameriprise Financial Institutions Group, a third-party broker/dealer and investment advisor.