IDT is a provider of point-of-sale (POS) terminal-based solutions, international money remittance and other financial technology, or fintech businesses, cloud communications, and communications services. Co.'s segments are: National Retail Solutions, which is an operator of a nationwide POS network; Fintech, which is comprised of BOSS Money, a provider of international money remittance and related value/payment transfer services, as well as other, significantly smaller, financial services businesses; net2phone, which is comprised of net2phone's cloud communications and contact center offerings; and Traditional Communications, which includes IDT Digital Payments and BOSS Revolution Calling.