MetroCorp Bancshares is a bank holding company. Co. is engaged in commercial banking activities through its wholly-owned subsidiaries, MetroBank, National Association and Metro United Bank. Co. is a provider of financial products and services to small and medium-sized businesses in a range of industries. Co.'s principal lines of business are the following: commercial and industrial loans; real estate mortgage - commercial and residential mortgage loans; real estate construction loans; government guaranteed small business lending; trade finance; and retail banking. As of Dec 31 2012, Co. had total assets of $1.51 billion and total deposits of $1.27 billion.