United Bankshares is a financial holding company. Through its banking subsidiary, United Bank, Co. provides a range of commercial and retail banking services and products. Co. also owns nonbank subsidiaries which engage in other community banking services such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Co., through its subsidiaries, engages primarily in community banking and mortgage banking, including the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and floor plan loans; and the making of construction and real estate loans.
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