Amerisafe is an insurance holding company. Co. provides workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, manufacturing, and agriculture. Co. provides coverage to employers under state and federal workers' compensation laws, which prescribe wage replacement and medical care benefits that employers are obligated to provide to their injured employees in the course and scope of their employment. Co.'s workers' compensation insurance policies provide benefits to injured employees for, among other things, temporary or permanent disability, death and medical and hospital expenses.