BCSB Bancorp is a bank holding company. Through its subsidiary, Baltimore County Savings Bank (the Bank), Co. provides a range of commercial and retail financial services. The Bank accepts deposits from the general public and invests these funds in loans secured by first mortgages on owner-occupied, single-family residences, and other real estate loans consisting of commercial real estate loans, construction loans and single-family rental property loans. The Bank also originates consumer loans and commercial loans. The Bank's market area consists of the Baltimore metropolitan area. As of Sep 30 2012, Co. had total assets of $619.0 million and total deposits of $543.8 million.
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