First Community is a bank holding company. Through its subsidiaries, Co. provides conventional banking products and services for personnel and small-to medium-sized businesses, including consumer and commercial, mortgage, brokerage and investment, and insurance services. Co. also provides online banking to its customers. Co. provides deposit services, including checking accounts, NOW accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. In addition, Co. provides certain retirement account services, such as individual retirement accounts. Co. also provides a range of commercial and personal loans.