1ST Constitution Bancorp is a bank holding company. Through its subsidiary, 1ST Constitution Bank (the Bank), Co. provides a range of services including demand, savings and time deposits and commercial and consumer/installment loans. The Bank's lending activities include: Commercial Business, which provides commercial loan services, including term loans, lines of credit and secured loans; Residential Lending, which provides construction loans, reverse mortgages, second mortgage home improvement loans and home equity lines of credit; and Non-Residential Consumer Lending, which includes loans for automobiles, recreation vehicles, boats, personal loans and deposit account secured loans.