United Financial Bancorp is a bank holding company. Through its subsidiary, Rockville Bank, Co. provides commercial loans, commercial real estate loans, residential and commercial construction loans, residential real estate loans collateralized by one-to-four family residences, home equity lines of credit and fixed rate loans and other consumer loans. Co. also provides deposit products, including checking, savings, money market savings accounts, negotiable order of withdrawal accounts and time deposits. The Bank also provides a variety of retirement deposit accounts to personal and business customers. At Dec 31 2012, Co. had total assets of $2.00 billion and total deposits of $1.50 billion.